**General Responsibilities The Payments Risk Analyst participates in the day-to-day implementation, monitoring, reporting, and control processes relative to BSA/AML and the Banks Payments portfolio. This position is responsible for the testing and execution of the Banks BSA/Payments framework, policy and procedure updates, and regular reviews to document controls and the quality of work. Though this position is 2^nd^ Line of Defense, the position also has client-facing elements (management and compliance teams for Payments partners).

Key Responsibilities and Accountabilities

• At the direction of the Program Head, execute the implementation of new payments partnerships
• Develop and execute detailed monitoring regimes for new and existing payments partnerships
• Interface with technology and product partners, as well as potential and existing fintech partners/clients, to execute on the BSA/AML/OFAC/Fraud risk management strategy set by the Program Head
• Prepare documents and work with the BSA/AML Program Head and Director to ensure they are filed in a timely manner. This includes SARS, CTRs, and other regulatory reporting.
• Compile information that may be used to prepare board or other reports.
• Interact with external auditors as needed.
• Assist with the development of applicable BSA/AML/OFAC training for new and existing bank staff, partners and other actors.
• Ensures the high-risk customers, products, and transactions are regularly scheduled for reviews and evaluation.
• Conduct investigations stemming from system generated alerts, internal communications and/or external requests from law enforcement, attorneys, and/or other financial institutions.
• Maintains proficient knowledge of the rules and regulations, including but not limited to, the Bank Secrecy Act (BSA), USA Patriot Act, OFAC and card networks.